Gee, I haven't had a working debit card for 10+ years. I guess because I never used it for anything the bank decided I didn't need it. My husband's still works. I prefer the limited protections of cc.
But I do resent the places that add their cc costs onto my tab (looking at you sports bar). That's the only place I've noticed doing that...so far. Before I understood that policy, I tipped based on my tab, not their added costs, so our servers got stiffed by a little bit. We're generous tippers, this just seems tacky...& sneaky