I have the advantage of decades of fish keeping and breeding experience, and make use of the local water reports. They're very informative around here, with local reports by pumping station. I can see a monthly report taken from a site I can see from my back window.
GH and KH (and what
@Essjay said about alkalinity holds here in North America too) are essential info before you buy fish, if you're concerned about longterm success and ethics. Fish have to keep water out of their bodies, and evolution has tuned their large kidneys to do so. How they work depends on the water they evolved in - soft water fish have different filtering abilities compared to hard water ones. Keep a fish in the wrong water chemistry and the kidneys are going to have to work in overdrive to maintain an osmotic balance with their outside world. It can take years off their lives.
If you decide to someday breed fish, eggs also filter minerals out or pull them in, depending on the natural history of the species.
Put many livebearers from hard, limestone/dead coral based freshwater into Amazon water and they'll quickly die from an awful, painful looking neurological condition.
So if we are at all serious about fishkeeping, we need to know our water. It's not going to change a lot from water reports. We don't all have access to those services. But the readings provide essential info for choosing fish. One of the sure signs of a wishful (non) thinker in this hobby is someone who says fish can adapt to all tap water. It isn't so, as convenient as that sounds for fish sellers. It's become a comforting myth in the hobby.
The hardness kits give information that's useful, and you can never have too much useful info. I measure my water regularly with an electronic device, to make sure my breeding tanks aren't picking up minerals from rocks, etc. It matters a lot for the fish I enjoy keeping. I haven't used an API master kit for 30 or so years, as the cycle here is managed by maintenance - I'm not starting and stabilizing it as a newcomer is. I don't need the nitrogen cycle readings as I have clean tapwater and a routine. I want to know the hardness at all times though.