Interesting that this comes up, we discussed this a bit at Friday's club meeting. With any given species a certain percentage are going to die at a younger age, some considerably younger. Heart attacks, strokes and such are not limited to humans. We have all heard of the young athlete collapsing on the field, and being diagnosed with some serious ailment that is expected in a person much older. This sort of thing occurs with dogs & cats, why not with fish as well?
Fish generally have a shorter lifespan as it is than other pets. If we say the average aquarist has a tank with 20 fish, this is going to be way more fish that are in their care than dogs, cats, or other pets. Probably more than they will have of these other pets in their lifetime. This quantity increases the odds of seeing something out of the ordinary.
Add in the stress of an aggressive fish, poor water quality, or poking around the tank doing required maintenance and these fish that have a genetic predisposition towards this "collapse on the field" for lack of a better term.