I concur with what fluttermoth has posted.
I am assuming your water is private, not a municipal water system, correct? A well perhaps? In this case, if you have a reliable fish store close by, take a sample of the water (untreated, just straight) and ask them to test the GH, KH and pH. GH is general hardness, KH is carbonate hardness or Alkalinity. It may turn out that you will be fine with what you have and wasting money for a GH/KH test kit unnecessary. [It is a good idea to have a pH kit handy, as sometimes a sudden drop in the aquarium water pH can signal issues.]
Make sure you insist the store gives you the test numbers, rather than some vague "moderate" or "OK" which will tell us nothing useful.
And that brings me to the charts you posted in post #5. Generic guides such as these are often risky. And species within general divisions like "tetras" can be as opposite as night and day in their tolerance for GH and pH.
Byron.