Ok, thank you all so, so much for your responses, and especially for all that info GaryE
I checked my fish again with my āflashlightā, then (haha, this made me smile) and, hooray I think, itās not textured as such. All the sources I read just said something along the lines of āgold or red shimmering stuff that you see when you turn the light on it in a dark roomā. Itās more like sparkling gold dust, and as far as I can see not raised at all. So, not velvet? Is it just in dire scents from the Coryās plating? (Hope so

) HOWEVER,
all of my neons have a gold-ish line that runs along the very center of their spines. Itās completely strait and unbroken, upraised and seems to be under the skin, so Iām thinking itās not velvet and is more like a tiny different coloured version of their main stripe. If anyone on this thread has neons, can you shine a light on them to see if they have the same thing?
Back to the Cory- Iām not sure why itās acting unhealthy then. Again, none of the other fish are showing signs, but I said that just before this incident, so who really knows. Like GaryE said, it might be a producer thing.
I do do water changes every week (I did around 25% before it was overstocked, but now thanks to the other thread Iām trying to do 40-50 each week). So, although I will try to get a kit at some point, thank you so much about that (and I didnāt mind that you said my tank was overstocked, I was more concerned that I would be trashed (although the people on this forum are really good) about an issue I was already aware of and actively trying to solve).
The fish has been eating pretty well in the actual tank, itās probably not eating at the moment because the poor thing is by itself in a small glass container with no heater. Iām considering putting it back in tomorrow (In case you havenāt noticed, Iām a slightly trigger-happy quarantiner due to an infestation of NTD in my first few weeks of Fishkeeping Iāll never forget. Iām thee equivalent of that one person that letās their kid stay home because they sneezed (precovid)

).
I wouldnāt actually mind about them mislabeling the false Julii as a Julii, except they totally scammed us and made us pay $50 (AUS, donāt know what that is in American money). Hmph.
THANK YOU ALL for your amazing advice (and Colin Iāll try to get a vid)