You should not be keeping clams or lobsters in a freshwater fish tank, meaning a freshwater tank with freshwater fish in it. On their own it doesn't matter. As for snails, the level of calcium dissolving from the shell of a snail is so miniscule I doubt it would even be possible to measure it scientifically. Certainly not with our aquarium GH/KH test kits. By contrast the calcium and magnesium dissolving from a calcareous substrate will raise the GH/KH/pH very noticeably.
I have very soft water, basically zero GH/KH (officially it is 7 ppm which is less than half of one degree). I have snails in all my tanks and they die but the GH/KH remains zero and has for over a decade. When I was buffering the pH in my 90g tank some years ago, I used three tablespoons of crushed coral and aragonite marine gravel substrate placed in a nylon bag in the canister filter, and the pH rose from 6.2 up to 7.8 within 24 hours. That is a significant rise occurring from a miniscule amount of substrate, imagine a whole tank of it.
As for the effect on freshwater fish, as Colin mentioned this can be serious for soft water species. I referenced "for some species" previously with this in mind. Coming from a marine tank background, you may not be aware of the fundamental difference in fish physiology between marine and freshwater species pertaining to the water parameters/chemistry. All species of fish that live in the oceans are designed to function in the same water with respect to the parameters of GH, KH and pH. Freshwater is obviously different from ocean water but it is much more complicated than the basic obvious difference of salt. The freshwater of every region on the planet is unique to that region. This is because water is the universal solvent; as "pure" water falls as rain/snow it assimilates substances it comes into contact with, such as CO2 in the air causing more acidic water, minerals when it flows through rock formations, and organics such as wood, leaves, plant matter. This solvency makes the water chemically unique to that region.
Each species of freshwater fish on earth has evolved to function in the very specific parameters relevant to each environmental region. The physiology of the fish is different, and as soon as the fish is placed in an aquatic environment different from that for which it is designed, it has trouble functioning. This is why members here always ask for the GH and pH of the source water before suggesting suitable fish for a member's aquarium. Fish cannot adapt quickly, when it has taken thousands of years for them to be uniquely suited to very specific environment which has to do with water parameters, habitat, and sympatric species.
A study on the cardinal tetra, Parachierodon axelrodi, carried out in Germany some years back determined that the lifespan of this softwater fish was relevant to the GH of the water in which it was living; the harder the water, the shorter the lifespan. Necropsies of the dead fish showed calcium blockage of the kidneys as the cause of death; the more calcium in the water, the shorter the lifespan because the fish simply cannot cope with this because it is not built to deal with such differences in its aquatic environment. So yes, a calcareous substrate has an immense impact on the fish, depending upon species. If we want our fish to live healthy normal lives, we must understand their needs and provide for them.