Oooooh the actual pad is clogged, not the filter. Sorry, I read your post wrong, I thought the machine itself clogged not the cartridge insert. Yeah I used to have that Top Fin filter when I first started keeping fish. To be honest when I had it I would just throw out the whole cartridge thing and replace it with new. I know now that that isn't good to do, but I also have a new, better filter that doesn't clog up and make the inserts useless like the Top Fin ones do. But when I threw away the whole pad nothing bad happened, I'm guessing there was enough bacteria living on other places in the filter to recolonize the new cartridge.
If I remember correctly, the top fin filters have a small sponge that sits in front of the disposable cartridge, right? You might be able to throw away the old cartridge without too much damage if you have that sponge.
[sub]... and if you're ever looking into a new filter, look at the Aquaclear, you can actually clean it[/sub]