I've only had a fish jump out of the tank once. That was a burmese boarder loach, after I did a 3 day greenwater blackout. I turned on the lights, saw the water was still green, turned the lights off, threw the towel over it again, and the loach jumped.
The only reasons for open tops that I can think of for open tops is because it looks pretty (yes.. it's subjective.. I like the look) and you can aquascape the tank with the lights on (which makes it so much easier).