There's a segment of people in the fishkeeping community who claim we're making too much of the cycle; That properly treated water in a new tank is safe for fish on day one, as long as it's maintained through daily water changes. These same people say that it can be fully stocked right away, then blather on about how that's how they've always done it and they never lose a fish. They'll post pictures of pristine new tanks as 'proof,' and laugh at the idea of seasoning. Sometimes accompanied by a test strip picture taken the day after startup showing what most would consider acceptable parameters. While most don't post follow-ups after some time has passed-why bother, their point has already been made-some do, and yep, their fish are surviving. Possibly even thriving, although it's hard to tell by a few static pics posted on a forum.
As to the OP, I think it boils down to dumb luck.
I'll admit, that's been the case for me.
My first fish was a goldfish I won at a carnival at the state fair. He lived in his little bowl for a few months until I was able to talk mom into buying a 'real' goldfish bowl. A couple years later I decided he was lonely and threw in a black moor. I overfed like crazy and only changed the water when it got so murky I couldn't see them anymore. No dechlor, just tap water. Overcrowded, no plants, no substrate, no filter, no variety in food. I should probably feel guilty about it but I was a typical clueless 8 year old. They made it 4 years until the cat decided he was the only one deserving of attention and knocked the bowl over.
By all accounts they never should have made it that long. They were either the toughest fish alive or I was just plain lucky.
After saving enough allowance to get a real aquarium mom took me to the lfs, where the owner was patient enough to explain the cycle to me in a way I could understand. I generally followed the process but being young and impatient probably not always to the letter. But, everything lived.
With one exception I have never lost a fish (besides fry) to anything other than predation or old age since. That's gotta be luck, because I've certainly made many mistakes over the years. I've never had to contend with any diseases either other than vicariously-my friends' tanks would get ich, or velvet, fin rot, dropsy, etc. All the usual common diseases, so I learned along with them how to treat those issues. But this is why you won't see me participating in threads trying to diagnose trouble.
It took a while before I recognized how much better livestock did in a mature tank, as opposed to just cycled, and these days I have no trouble letting a tank sit for months before even considering adding fish.