first off, welcome to TFF

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the inch per gallon rule was developed by a naturalist in the early 1900's to be used in reference to goldfish in a tank. goldfish are extremely messy compared to most all fish readily available in the aquarium hobby. so it stands to reason you could ignore it a bit. the important thing when attempting something like this is that you take it at a good pace and dont get ahead of yourself. just keep picturing the final product and tell yourself if you dont do this right its likely that wolnt come true. remember that most of these fish should live for half a decade at least if properly taken care of and maybe a lot longer, im not sure on the lifespans of these types; so try to plan out a set up you think you will still be happy with three years from now. a couple of key steps can help you though this process:
1. decided what you want, what you will really be happy with ~~~
within the means you presently have
if you decide you still want to do this...
2. make sure you are fully cycled right now.
3. add the new fish slowly, only a few at a time, and give the beneficial bacteria a chance to catch up. i suggest maybe 4" of fish every 3 weeks and do water tests at least twice a week to ensure a spike doesnt sneak up on you.
4. continue adding (or maybe even removing) fish until you are happy with the set up -which includes the number of water changes you have to do a week -~~~~ or until the tank seems to no longer be leveling out and properly dealing with the amount of waste being produced (at which point you would be officially overstocked).
have a backup plan if you get overstocked. have a place to move some fish to in a hurry like a 10 gallon quarantine tank or a lfs that will allow you to give them fish that you no longer want. take into consideration the future set up and the work required of it. try to think of specific situations that might become a problem, like if you went away on vacation and left the tank by itself or in the care of someone else... how would it do while you were away? is it relatively easy to explain to someone how to take care of it? stuff like that. good luck

oh, and a hint: if you heavily plant the tank it can handle a much higher bioload. properly planting is a whole other field of conversation and would take me forever to properly explain here. there are some very good articles on it though in the Planted section of this forum. im presently planting my 10 gallon and so far its doing pretty well. good luck with your tank.