White fuzz almost always says columnaris or fungal infection.
Fungus usually occurs on damaged/dead tissue.
It is not in the usual place many see columnaris but it is a common issue IMO.
Do you have a hospital tank?
It will be difficult to treat in a planted tank with substrate IME.
Bare bottom and clean water for treatments so the meds are not degraded by water quality.
This is why all meds say to do water changes before installing them.
I had a columnaris infection in a swordtail tank that I eventually cleared up using potassium permanganate but many don't use old school treatments like that and there is a learning curve in preparing it and installing it. Most antibiotics[ like Kanaplex and nitrofurazone/furan2] for columnaris.
Many don't like or have access to antibiotics so there is another approach;
Struggling with Columnaris? I've treated dozens of cases at the fish store over 25 years. Here's my proven 5-step protocol — and why a basic salt dip alone won't cut it.
aquariumstoredepot.com
^This is a great book even without a microscope to do all the test^
It is pretty straight forward and has flow charts to track down what you are trying to deal with.
When I suggest an issue is columnaris I always hope I am wrong.
It is contagious and hard to cure IME.