Yes - the large water change was part of the weekly schedule, with it being a 35l tank, it's so easy to change 50% of the water. I'm testing for both nitrates (this stays at 0 as long as the lights are on for 6hrs a day or more), and phosphates (I've never had a reading on this before).
I then dosed with 2.5ml of Nitro (approx 7ppm in the tank) and 2.5 of Fosfo (approx 0.35ppm), I was going to ease it in over the course of a month or so to try and avoid problems. After 8 hours, I test the water again. I can't actually perceive a colour in the tests to say that the nitrates or phosphates are present - though if I take a sample of tap water, the colour is clearly different. I take this as meaning that there are very low levels of both. Several days later, I get 0 results.
The tank has cleared up again, still not perfect, but the white precipitate has vanish. Filter isn't clogged either.
Like you say, I wonder if this is some strange reaction and it causes something to temporarily come out of the water. Fish don't seem to mind anyway!
I'll have a test period of a week with no addition of Nitro or Fosfo.