Welcome to TFF.
I agree with TekFish. Most of us, if not all of us, have been through the initial stages with a similar problem. It might help you if I explain a couple things.
Fish size (at maturity) is important in the relationship to the water volume (tank size), but there is another aspect to this, and that involves the number of individual fish of a species. All of the fish mentioned, except for the striped Raphael (which certainly gets too large alone) are what we term shoaling species. They live together in very large groups of hundreds, even thousands, of their own species. They have an inherent need programmed into them through evolution to live in groups. There are many reasons they need others of their own species, but the end result if they do not have these will be severe stress, leading to health problems and always a shorter than normal lifespan. A group of say 8-9 Congo Tetra, when they reach 4 inches in length, needs at least a 4-foot tank.
Some of these species also have behavioural issues which will only worsen when they are on their own or in too small a space, or with inappropriate other species in the same tank.
I am sure you will not be happy to see your fish weakening, getting disease, and dying. Don't hesitate to ask questions here. Research is the key to success.
Byron.