I always think one of the main questions to ask yourself when buying internals and HOBs is whether the purpose of the *form* of the media that must be put into it is serving you as the consumer (ie. open and flexible so you can choose what to put in that space) or whether it is designed to serve the manufacturer by pushing you to buy a "replacement cartridge" only made by them. Once you know to look for this "openness" and flexibility in a filter design, it changes how you judge them.
If your extra internal is really just to polish the water most of the time then you would certainly want to think about replacing unneeded chemical filtration (carbon) and/or biofiltration (some of the sponges, ceramics, bioballs) with just big wads of polyfloss. The nice thing is that this extra filter might also be the easiest way to change in those things (chemical media in particular, for some special situation like tannins from new bogwood or something) for the odd time when you need them, rather than disturbing your big cannister filter.
~~waterdrop~~