Hi! The female fish might (just might) be having babies (due to the fact that its just her)! If she is, her stomach might be large and boxy,so the appearance of a fish would really help, could you attach a photo? Thanks! Btw symptoms of her having babies would be her staying still or shivering, staying close to a heater,and not eating food. If the other fish start doing the lie on the bottom thing It's probably not pregnancy then...
Good luck with your fish!