Update on the situation: I still havent been able to go to my LFS to get a KH kit... BUT
I switched my substrate to sand and when I removed the gravel I found something I had forgotten about... I had the bottom part of an UGF still under the gravel.
My tank came with a UGF but I switched to a power filter before I added fish, I guess I must have left the bottom part under the gravel
Anyway, there was a significant amount of waste collected under it, enough to cloud the water when I removed it (of course the fish were in a temporary home while I did this)
I suspect this was the cause of the problem, causing very bad water conditions.
However I never saw an Ammonia or Nitrite spike? Thoughts?
Edited for spelling
I switched my substrate to sand and when I removed the gravel I found something I had forgotten about... I had the bottom part of an UGF still under the gravel.
My tank came with a UGF but I switched to a power filter before I added fish, I guess I must have left the bottom part under the gravel

Anyway, there was a significant amount of waste collected under it, enough to cloud the water when I removed it (of course the fish were in a temporary home while I did this)
I suspect this was the cause of the problem, causing very bad water conditions.
However I never saw an Ammonia or Nitrite spike? Thoughts?
Edited for spelling