i know im stubbern but this right here is the tank that i am hoping to get ok how about this 5 guppys, 6 Dwarf Neon rainbowfish, 6 cardinal tetras, 3 khuli loaches, and 3 zebra danios. is this overcrowded? there in order by the ones i want the most to the one i want the least. but i want them all alot.

thanks for any help. FYI-i want the neon rainbows alot. lol
That is overstocked. You'll be glad in the end if you don't overstock, trust me. It is stressful to have an overstocked tank. You'll always feel behind and if you ignore it they'll all be sick.
It sounds like the rainbows are what you really want. Go for it. Get the rainbows. And get the loaches. Then you can either keep the trio of guppies, or have a larger school of rainbows. It would be a great tank. With three loaches and six rainbows you'll be almost fully stocked so you don't really have room for the cardinals. You have to keep in mind the full grown size of the fish because hopefully they will live a full life in your tank.
If it were my tank and I chose from the fish you've listed above, I'd go with 8 rainbows and 3 khulis. Or if you're attached to the guppies, you could get 6 rainbows, 3 khulis, and keep 3 guppies.
HTH. I think it would be great. I've actually thought of doing something similar myself.
Tammy