Hiya Stephen
I use them as well, I have the daylight tubes and i really like them.
Both good options you are thinking of, personally id probably go for the 55 watt, but i think at either option you would have to consider co2 as hondour has allready suggested, diy co2 isnt that difficult, its basically bread yeast, sugar and bicarbonate of soda and just add water, all of which are very cheap, i use the nutrafin units, but you could use ordinary 1 or 2 liter mineral bottles with some airline tubing, the only thing you would have to think about is what you are going to use as diffuser, just putting the tube in the water wouldnt have any real effect as the co2 bubbles would just rise to the surface.
I dont think just covering up the light would be a good option either as they get quite hot, it is the drawback of the twin ballasts that you have to run both lights together.
With that much light running you would have to also consider your fertiliseing routine, have a look at the EI journal of hondour and nodding dino, thats a really good method for fertiliseing and a lot cheaper than buying liquid ferts all the time, id also definatly get the co2 up and running before you switch the lights on, with that much light and no co2 you would be combatting algae before very long, but it isnt that difficult lots of us here are doing it.
If you want to go with co2 you will need a Ph and a Kh test kit in order to be able to measure it, your target for the co2 should be 30ppm, and try and keep the supply of co2 as stable as possible.
You will find co2 charts on the web or gf225 has one in his sig.
Best of luck with it, and post some pics when you have it planted