Can you post a picture of the fish?
Finrot is not normally black. The normal symptoms include red lines in the fins (not always easy to tell in red fish), split fins and sometimes a white edge to the fins.
Black spots and holes in the fins could be bacterial or protozoan. A broad spectrum medication that contains Malachite Green and Methylene Blue should treat the fish, or nay broad spectrum medication in general. However, Methylene Blue will wipe out the filter bacteria and Malachite Green is carcinogenic so wash your hands and arms well after using this stuff or working in the tank.
To work out the volume of water in the tank:
measure length x width x height in cm.
divide by 1000.
= volume in litres.
When you measure the height, measure from the top of the gravel to the top of the water.
There is a calculator/ converter in the "How To Tips" at the top of this page that will let you convert litres to gallons.
Remove any carbon from the filter before treating, and wipe the inside of the glass down, gravel clean the substrate and do a 75% water change before adding medication.